About SalaryAndTax

SalaryAndTax shows what's left of a Canadian salary after income tax, CPP and EI, and where each dollar goes on the way. It covers Ontario, British Columbia and Alberta for the 2026 and 2025 tax years.

Who's behind it

SalaryAndTax is written and built by Joshua Doodnauth, a software engineer in Ajax, Ontario, just outside Toronto, with 15 years of building software in the financial industry.

It started as a personal project. Joshua wanted to see how income tax, CPP and EI come out of each paycheque, and how much more or less the same salary would keep outside Ontario. SalaryAndTax is the tool that answers those questions, opened up for anyone asking them too.

Joshua isn't an accountant or a tax professional, so the numbers aren't taken on trust: every one is checked against independent calculators, as the next sections explain.

There's more from Joshua at joshua.doodnauth.com and on GitHub.

Why it exists

Most people know their salary and their tax bracket, and very little about how one turns into the other. That gap is where the expensive myths live: that a raise can push you into a higher bracket and leave you with less, that your top bracket rate is what you pay on everything, that two provinces with similar-looking bracket tables leave you with similar pay.

SalaryAndTax is built to close that gap. Every page shows the whole path from gross pay to take-home, the rate you pay on your next dollar alongside the rate you pay on your whole salary, and the same salary side by side in another province or after a raise. The guides explain the parts the calculator can't show at a glance.

How the numbers are checked

Every figure on the site, in the calculator, the guides and the downloadable statements, comes from the same calculation. We check it against two independent calculators at 59 salaries across all three provinces and the 2025 and 2026 tax years, and every one of the 124 figures we compared matches within $15. The methodology lays out every step, every rate and threshold, and where the calculator deliberately keeps things simple.

Each November and December, when the CRA and the provinces publish the next year's figures, we add the new tax year and re-run the full check before it becomes the default. The figures on this site were last updated on October 30, 2026.

How SalaryAndTax is paid for

SalaryAndTax is free to use and paid for by advertising. Ads sit between the sections of a page, never inside the calculator, the charts or the comparisons, and advertisers have no say in what we write or how any number is calculated.

Later on, we may also link to financial products we think are worth a look. When we do, those links will be labelled, and we'll say when we're paid if you use one.

What it isn't

SalaryAndTax is an estimate for a single filer with employment income only. It isn't tax advice, and it isn't a substitute for filing software or a tax professional who knows your full situation.

Tell us when something looks wrong

If a figure doesn't match what you expected, or there's something you'd like the site to cover, email us. We read every message, and we fix the calculator when it's wrong.