Guides
- Ontario vs B.C. income tax: which province lets you keep more of your pay
B.C.'s top tax rate looks far higher than Ontario's, yet on the same salary B.C. leaves you with more at almost every income. Where the gap comes from, salary by salary, and what else changes if you move.
Joshua Doodnauth · Updated
- Ontario surtax explained: the tax on your tax, and the Health Premium
On top of its tax brackets, Ontario charges a surtax on higher incomes and a Health Premium of up to $900. How both work, what they cost at your salary, and Ontario's real tax rates once they're included.
Joshua Doodnauth · Updated
- Will a raise put me in a higher tax bracket? What you really keep
A higher bracket only applies to the dollars above its line, so a raise always leaves you with more money. See where your raise goes, why you keep less of it than you expected, and how bonuses are taxed.
Joshua Doodnauth · Updated
- Marginal vs effective tax rate: what you really pay on your next dollar
Your effective rate is the share of your whole salary that goes to tax, CPP and EI. Your marginal rate is the share of your next dollar. Why the two are so far apart, and which one to use when you weigh a raise.
Joshua Doodnauth · Updated
How SalaryAndTax works
The method, the sources and the checks behind every number on the site.
- How SalaryAndTax calculates your take-home pay
The order of operations, every rate and threshold, how the results are checked against independent calculators, and where the calculator simplifies.
Joshua Doodnauth · Updated